American Integrity in the Dispute Notice Record: Read the Entity Name

Someone searching for American Integrity Insurance reviews or an American Integrity Insurance rating is usually trying to answer one question: what happens when a policyholder with this carrier files a claim and it does not go smoothly? We do not publish reviews, star ratings, or rankings. What we publish is one specific public record: Florida's notices of intent to initiate litigation (NOIs), a pre-suit step required before a policyholder can sue their property insurer under Fla. Stat. §627.70152. This article walks through what that record shows for American Integrity Insurance Company of Florida, NAIC number 12841, and a detail in how the underlying data identifies this carrier that is worth reading carefully rather than skipping past.

What the reader is looking up

American Integrity Insurance Company of Florida is one of the insurers tracked on the scorecard, identified there by its NAIC number, 12841. NAIC numbers are the identifying numbers carried on each filing in the state's dispute-notice record, and they are how this site and the underlying data pipeline tell one insurer apart from another when insurer name text varies. As of 2026-09-07, the data behind the scorecard shows this carrier ranked 4th by raw notice count among the insurers we track. A rank based on raw counts is not a quality judgment, for reasons the rest of this article and our methodology page explain.

Two name strings, one NAIC number

In reviewing the source data for this article on 2026-09-08, we found that NAIC number 12841 appears in the underlying filing data under two different name strings: American Integrity Insurance Company of Florida, and American Integrity Insurance Company. We want to be precise about what that does and does not mean. It means the same NAIC number is attached to filings recorded under two name spellings. It does not mean, and we are not asserting, that these two name strings necessarily represent the same underwriting entity in every legal or corporate sense beyond sharing that NAIC number. The DFS Property Insurance Intent to Litigate portal, where these notices are filed as public record under §627.70152, does not publish documentation describing how it validates or standardizes the insurer-name field on an individual notice, so we are not in a position to say more than what the record itself shows.

How our published data handles it

Our published `summary.json` file, as of 2026-09-07, carries exactly one row for NAIC number 12841, under the name American Integrity Insurance Company of Florida. It does not publish a second row for the alternate name string. We are citing that single published row here, as our data-sourcing rules require: if the published data merges records into one row, we say so and cite the merged row, and we do not add separate rows together ourselves. Our own methodology page documents how insurer identifiers, totals, and categories are built from the source data, but it does not currently state, one way or the other, how a NAIC number appearing under more than one name string upstream is decided down to a single published row. That is a real gap in what we can confirm, so we are flagging it as an open question rather than describing a process we have not verified.

The notices on file, and the share of the statewide total

Every number above comes from `summary.json`, published as of 2026-09-07. An NOI is a pre-suit dispute notice: it records that a policyholder disagreed with how a claim was handled enough to take the statutory first step toward suing. It is not a finding that American Integrity, or any insurer, did anything wrong, and it is not a lawsuit outcome. The statewide total of 277,081 notices excludes the 10,970 notices marked withdrawn in the same period; withdrawn notices are excluded from every count on this site, including the 17,835 figure above.

Why the size caveat applies here too

A carrier with more policies in force will generally accumulate more notices than a smaller carrier, even with identical claims handling, simply because it has more claims. That is why the number above is not just a raw count of 17,835 but a share of 6.4% of all notices filed statewide, and why we describe American Integrity's position as 4th by raw count rather than as any kind of ranking of claims behavior. Our data is not adjusted for how many policies a carrier writes, a limitation our methodology page states plainly. Reading the raw count next to the share, and next to the statewide total of 277,081, is the way to keep a large or small carrier's number in proportion rather than in isolation.

Checking the entity name on your own policy

If you are a current or prospective American Integrity policyholder and want to know exactly which legal entity underwrites your coverage, the most reliable place to look is your own policy documents: the declarations page of a Florida property insurance policy states the underwriting company's name as issued to you. That is the name string that matters for your own contract, regardless of which string appears in any public dataset, including ours. The DFS Property Insurance Intent to Litigate portal is itself a public record and can be searched directly if you want to look at the source data this site aggregates. Our own scorecard and methodology page show how we aggregate that record, including the exclusions and the open question on name-string handling described above.

Checking your policy's declarations page, or the DFS portal directly, is a fact-finding step, not a substitute for a coverage decision or a claims dispute strategy, and nothing here should be read as advice on either.