Insurer Scorecard.

Florida property insurer · NAIC 12968

American Coastal Insurance Company

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

273
notices since July 2021
26
in the last 12 months
#75
of 182 Florida insurers by notices
0.1%
share of all Florida notices
4,495
policies in force (2026-07 quarter, FLOIR)

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 26 notices were filed against American Coastal Insurance Company, compared with 49 in the 12 months before that (-47%).

Last 12 data months
MonthNew noticesCumulative
Nov 20253250
Dec 20252252
Jan 20260252
Feb 20261253
Mar 20263256
Apr 20263259
May 20263262
Jun 20261263
Jul 20262265
Aug 20265270
Sep 20262272
Oct 20261273

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

Compare American Coastal Insurance Company with other insurers, by county and damage type →