Insurer Scorecard.

Florida property insurer · NAIC 12944

Homeowners Choice Property & Casualty Insurance Company, Inc.

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

6,453
notices since July 2021
1,025
in the last 12 months
#10
of 182 Florida insurers by notices
2.3%
share of all Florida notices
135,176
policies in force (2026-07 quarter, FLOIR)
7.6
notices per 1,000 policies, last 12 months

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 1,025 notices were filed against Homeowners Choice Property & Casualty Insurance Company, Inc., compared with 1,316 in the 12 months before that (-22%).

Last 12 data months
MonthNew noticesCumulative
Nov 2025845,512
Dec 2025675,579
Jan 2026765,655
Feb 20261035,758
Mar 2026915,849
Apr 2026875,936
May 20261016,037
Jun 2026956,132
Jul 2026986,230
Aug 2026826,312
Sep 2026816,393
Oct 2026606,453

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

Compare Homeowners Choice Property & Casualty Insurance Company, Inc. with other insurers, by county and damage type →