Insurer Scorecard.

Florida property insurer · NAIC 12247

Southern Oak Insurance Company

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

1,867
notices since July 2021
285
in the last 12 months
#29
of 182 Florida insurers by notices
0.7%
share of all Florida notices
144,352
policies in force (2026-07 quarter, FLOIR)
2.0
notices per 1,000 policies, last 12 months

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 285 notices were filed against Southern Oak Insurance Company, compared with 330 in the 12 months before that (-14%).

Last 12 data months
MonthNew noticesCumulative
Nov 2025251,607
Dec 2025221,629
Jan 2026201,649
Feb 2026221,671
Mar 2026241,695
Apr 2026251,720
May 2026271,747
Jun 2026261,773
Jul 2026271,800
Aug 2026311,831
Sep 2026161,847
Oct 2026201,867

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

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