Insurer Scorecard.

Florida property insurer · NAIC 10190

Southern-owners Insurance Company

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

54
notices since July 2021
10
in the last 12 months
#123
of 182 Florida insurers by notices
0.0%
share of all Florida notices
5,870
policies in force (2026-07 quarter, FLOIR)

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 10 notices were filed against Southern-owners Insurance Company, compared with 13 in the 12 months before that (-23%).

Last 12 data months
MonthNew noticesCumulative
Nov 2025044
Dec 2025347
Jan 2026047
Feb 2026148
Mar 2026048
Apr 2026048
May 2026048
Jun 2026654
Jul 2026054
Aug 2026054
Sep 2026054
Oct 2026054

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

Compare Southern-owners Insurance Company with other insurers, by county and damage type →