Insurer Scorecard.

Florida property insurer · NAIC 24376

Spinnaker Insurance Company

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

250
notices since July 2021
72
in the last 12 months
#79
of 182 Florida insurers by notices
0.1%
share of all Florida notices
80,086
policies in force (2026-07 quarter, FLOIR)
0.9
notices per 1,000 policies, last 12 months

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 72 notices were filed against Spinnaker Insurance Company, compared with 77 in the 12 months before that (-6%).

Last 12 data months
MonthNew noticesCumulative
Nov 20256184
Dec 20254188
Jan 20269197
Feb 20266203
Mar 20264207
Apr 20266213
May 20267220
Jun 20261221
Jul 20265226
Aug 202612238
Sep 20265243
Oct 20267250

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

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