Insurer Scorecard.

Florida property insurer · NAIC 17678

Trident Reciprocal Exchange

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

224
notices since July 2021
202
in the last 12 months
#86
of 182 Florida insurers by notices
0.1%
share of all Florida notices
24,210
policies in force (2026-07 quarter, FLOIR)
8.3
notices per 1,000 policies, last 12 months

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 202 notices were filed against Trident Reciprocal Exchange, compared with 22 in the 12 months before that (+818%).

Last 12 data months
MonthNew noticesCumulative
Nov 2025426
Dec 2025329
Jan 2026938
Feb 20261452
Mar 20261870
Apr 20261686
May 202614100
Jun 202626126
Jul 202632158
Aug 202623181
Sep 202624205
Oct 202619224

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

Compare Trident Reciprocal Exchange with other insurers, by county and damage type →