Insurer Scorecard.

Florida property insurer · NAIC 10861

Universal Property & Casualty Insurance Company

Claims-dispute record from the Florida DFS Intent-to-Litigate portal, July 2021 through 2026-10-24.

31,880
notices since July 2021
2,976
in the last 12 months
#2
of 182 Florida insurers by notices
11.3%
share of all Florida notices
582,637
policies in force (2026-07 quarter, FLOIR)
5.1
notices per 1,000 policies, last 12 months

Monthly new notices

Over the last 12 data months (Nov 2025 to Oct 2026), 2,976 notices were filed against Universal Property & Casualty Insurance Company, compared with 5,055 in the 12 months before that (-41%).

Last 12 data months
MonthNew noticesCumulative
Nov 202526129,165
Dec 202521729,382
Jan 202625629,638
Feb 202628529,923
Mar 202625930,182
Apr 202630330,485
May 202624330,728
Jun 202624930,977
Jul 202625131,228
Aug 202620731,435
Sep 202625631,691
Oct 202618931,880

How to read this

A notice of intent to initiate litigation is the pre-suit notice a Florida policyholder must file with the Department of Financial Services under §627.70152 before suing a property insurer. It records that a claim dispute reached that stage; it is not a finding of wrongdoing, and it does not show how the dispute was resolved. Raw counts rise with insurer size, so compare carriers on the per-1,000-policies figure where one is shown, and see the methodology for inclusion rules, classification and limitations. Withdrawn notices are excluded.

Compare Universal Property & Casualty Insurance Company with other insurers, by county and damage type →